A free property appraisal that shows the true discount
Most free property calculators are a lead-capture form with arithmetic attached: you get a reassuring number and they get your email and a tracking cookie. The free appraisal here is the opposite transaction. It runs the real engine — the same one behind every Deal Room — on figures you type in, returns the working, and asks for nothing. No account, no sign-up, and nothing tracked.
What does it actually compute?
The buyer-side arithmetic, in full. It takes the price, the works, the finished value and the finance, and returns the true discount against open market value, the transfer tax at the rate the buyer's circumstances attract, the costs across the hold, and the deal's behaviour under the Red Team stresses. These are figures that depend only on what you supply, so the engine can compute them honestly without knowing anything about a seller.
- True discount to value
- Returned — every pound deployed against open market value
- Transfer tax
- Returned — at the buyer's own rate, including the additional dwelling surcharge
- Costs and after-tax profit
- Returned — the full buyer-side arithmetic
- Red Team resilience
- Returned — how the figures hold under stress
- Deal Score
- Withheld — it needs answers about a person nobody has spoken to
Why does it not return a Deal Score?
Because an honest Deal Score cannot be computed from the buyer's side alone. Scoring runs Seller Protection and the motivation diagnostics, and both need answers about the seller — their situation, their reason to move, whether they are in a position to give free and informed consent. Nobody has spoken to that person, so those answers do not exist, and a score computed as though they did would be inventing the most important inputs. The appraisal returns the arithmetic it can stand behind and says, plainly, why the score is not among it.
That refusal is the feature. A tool that handed you a Deal Score from four numbers and no seller would be faking exactly the part that matters, and the honest version is the one that tells you where its own knowledge stops.
Why is nothing tracked?
Because the appraisal is not a funnel. The deal lives in the query string rather than in an account, and the page is deliberately kept off the analytics route allowlist, so no pixel sees the figures you entered. You can run it, close the tab, and leave no trace — which is the correct default for a tool that exists to give you a straight answer rather than to capture you.
What it is good for
- Pricing a purchase before you negotiate, so the true discount is known rather than guessed.
- Seeing the transfer tax at your own rate, including the additional dwelling surcharge a company pays from the first pound.
- Checking whether a deal survives the Red Team stresses before you commit cash to it.
- Getting a straight answer without handing over an email or picking up a cookie.
The appraisal gives away the engine because the engine is not the moat — the discipline around it is. A number you can trust, computed the same way as the paid product, with the one figure it cannot honestly produce left out and explained, is a better advertisement for the platform than any figure it could have faked.
Common questions
- Do I need an account to use the appraisal?
- No. There is no sign-up and nothing to create. The deal lives in the query string, the page is kept off the analytics allowlist, and you can run it and close the tab leaving no trace.
- Why is there no Deal Score at the end?
- Because a Deal Score runs Seller Protection and the motivation diagnostics, which need answers about a seller nobody has spoken to. Rather than invent those inputs, the appraisal returns the buyer-side arithmetic it can compute honestly and says why the score is withheld.
- Is the free version a weaker engine?
- No. It is the same engine that produces every Deal Room, run on the figures you supply. The difference is not the maths but the inputs — the appraisal has your numbers and no seller, so it returns what those numbers can honestly support.
Sources
- Stamp Duty Land Tax rates
The bands and rates in force, and the reliefs that alter them. Published by HM Revenue & Customs; the link goes to their site rather than to the document, because a deep link into guidance is a slug that changes without notice.
- Higher rates for additional dwellings
The surcharge on a second residential property, and that a company pays it from the first pound. Published by HM Revenue & Customs; the link goes to their site rather than to the document, because a deep link into guidance is a slug that changes without notice.
- Corporation Tax rates and reliefs
The main rate, the small profits rate and marginal relief between them. Published by HM Revenue & Customs; the link goes to their site rather than to the document, because a deep link into guidance is a slug that changes without notice.
- Price Paid Data
Every registered residential sale in England and Wales since 1995. Published by HM Land Registry; the link goes to their site rather than to the document, because a deep link into guidance is a slug that changes without notice.
Terms used on this page
- true discount
- Total money deployed measured against open market value, rather than the headline discount on the purchase price.
- Deal Score
- A 0-100 score computed from nine weighted components, always on profit after tax, never before it.
- additional dwelling surcharge
- Extra transfer tax charged when the buyer already owns another property, or is buying through a company.
- seller protection
- Checks that can stop a transaction outright where a seller may not be able to give free and informed consent.
- Red Team
- Nine stress scenarios run against every deal, with single-factor losses treated more seriously than compound ones.
Related reading
- The Deal Score, and why it is computed after tax
Nine weighted components, each carrying its own reasoning, scored on profit after tax and capped by hard gates. A pre-tax score flatters every deal, and…
- Red Team stress testing: finding the fragile deal
Nine scenarios move the value, the works, the rate and the timeline — one at a time, then together. Only single-factor losses cap the score, because a deal…
- The walk-away price in a deal: computed, not chosen
The highest price at which a deal still works is computed from the same engine that scores it, so it cannot drift during a conversation. An offer below…
- Stamp duty and the additional dwelling surcharge
A company pays the additional dwelling surcharge from the first pound, with no starting threshold. On a typical purchase that is thousands, before anything…